:root{--paper-bg: #FCFCFC;--paper-card: #F7F7F7;--paper-ink: #0A0A0A;--paper-ink-soft: #424242;--paper-ink-muted: #767676;--paper-rule: #E5E5E5;--paper-accent: #1E40AF}.paper-section{background:var(--paper-bg);color:var(--paper-ink);padding:104px 0 0;position:relative;z-index:1;scroll-margin-top:104px}.paper-section--end{padding-bottom:104px}.paper-container{max-width:1120px;margin:0 auto;padding:0 40px}.paper-label{font-family:IBM Plex Sans,sans-serif;font-size:2rem;font-weight:600;line-height:1.1;letter-spacing:-.022em;color:var(--paper-ink);margin:0 0 22px}.paper-label em{font-family:"Instrument Serif",Georgia,serif;font-style:italic;font-weight:400;letter-spacing:0}.paper-title{font-family:IBM Plex Sans,sans-serif;font-size:clamp(2.25rem,4.6vw,3.5rem);font-weight:600;line-height:1.05;letter-spacing:-.025em;color:var(--paper-ink);margin:0 0 28px;max-width:900px}.paper-lead{font-family:IBM Plex Sans,sans-serif;font-size:1.25rem;line-height:1.55;color:var(--paper-ink-soft);margin:0;max-width:760px}.paper-intro{margin-bottom:56px}.paper-prose{max-width:760px}.paper-prose p{font-family:IBM Plex Sans,sans-serif;font-size:1.0625rem;line-height:1.65;color:var(--paper-ink-soft);margin:0 0 20px}.paper-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.paper-card-grid--three{grid-template-columns:repeat(3,minmax(0,1fr))}.paper-card{background:var(--paper-card);border-radius:12px;padding:26px 26px 28px}.paper-card h4{font-family:IBM Plex Sans,sans-serif;font-size:1.1875rem;font-weight:500;line-height:1.3;letter-spacing:-.01em;color:var(--paper-ink);margin:0 0 10px}.paper-card p{font-family:IBM Plex Sans,sans-serif;font-size:.9375rem;line-height:1.55;color:var(--paper-ink-muted);margin:0}.paper-card a{color:var(--paper-accent);text-decoration:none;border-bottom:1px solid rgba(30,64,175,.28);transition:border-color .2s ease}.paper-card a:hover{border-bottom-color:var(--paper-accent)}.practice-more{margin-top:56px}.paper-groups{display:block}.paper-groups .paper-card-grid+.paper-label{margin-top:64px}.savings-label{margin-top:64px}.savings-headline{max-width:760px;margin-bottom:40px}.savings-figure{font-family:IBM Plex Sans,sans-serif;font-size:clamp(2.5rem,6vw,4rem);font-weight:600;line-height:1;letter-spacing:-.03em;color:var(--paper-ink);margin:0 0 16px;font-feature-settings:"ss01" 1,"ss03" 1}.savings-caption{font-family:IBM Plex Sans,sans-serif;font-size:1.125rem;line-height:1.55;color:var(--paper-ink-soft);margin:0}.paper-groups .paper-label[id]{scroll-margin-top:104px}.mission-divider{width:48px;height:1px;background:var(--paper-rule);transform-origin:left;margin:0 0 28px}.mission-cta{display:inline-flex;align-items:center;gap:12px;margin-top:12px;font-family:IBM Plex Sans,sans-serif;font-size:1.0625rem;font-weight:500;color:var(--paper-ink);text-decoration:none}.mission-cta>span{position:relative}.mission-cta-underline{position:absolute;left:0;right:0;bottom:-4px;height:1px;background:var(--paper-ink);transform-origin:right}.mission-arrow{width:32px;height:32px;border-radius:50%;background:var(--paper-ink);display:flex;align-items:center;justify-content:center;flex-shrink:0}.mission-arrow svg{width:14px;height:14px;fill:none;stroke:var(--paper-bg);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.trust-usa{display:flex;align-items:center;gap:12px;margin-top:72px;padding-top:32px;border-top:1px solid var(--paper-rule)}.trust-usa .trust-flag{width:28px;height:auto;flex-shrink:0;border-radius:1px;box-shadow:0 0 0 1px #0a0a0a1f}.trust-usa span{font-family:IBM Plex Mono,monospace;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--paper-ink-muted)}@media (max-width: 860px){.paper-section{padding:72px 0 0}.paper-section--end{padding-bottom:72px}.paper-container{padding:0 24px}.paper-intro{margin-bottom:40px}.paper-groups .paper-card-grid+.paper-label{margin-top:48px}.paper-card-grid,.paper-card-grid--three{grid-template-columns:minmax(0,1fr)}.paper-label{font-size:1.625rem}}